remaining principal balance การใช้

• It is expressed as a factor of one that is used to indicate the remaining principal balance.
• Each monthly prepayment is assumed to represent full payoff of individual loans, rather than a partial prepayment that leaves a loan with a remaining principal balance.
• The "'weighted-average loan age "'is the average number of months since the date of note origination of all the loans in a pool weighted by remaining principal balance.
• In addition to breaking down each payment into interest and principal portions, an amortization schedule also indicates interest paid to date, principal paid to date, and the remaining principal balance on each payment date.
• Just one problem, and Ugly Duckling discloses it deep in the fine print of its prospectus : " A high percentage of ( borrowers ) ultimately do not make all of their contractually scheduled payments, requiring the company to charge off the remaining principal balance due ."